What have you been using? I agree with you re term. Once I’ve ring fenced my capital I’m quite happy to leave the gains beyond my target as an investment and see what happens — so not too concerned about the fluctuations. It is very wild west. Found the JP Morgan boss recent comments interesting. Has he a point? Or is he running scared? In any case JP Morgan hardly hold any moral high ground…

Dad and Husband who loves the great outdoors. Own @miggle, digital product management consultancy.

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